Tag: 401k
ShindelRock’s Year-End Checklist for Small Businesses
As the year comes to a close, small business owners have a valuable opportunity to wrap up their financial matters and strategically plan for the future. This guide outlines a checklist to streamline year-end processes and maximize financial opportunities: Balance...
Delay RMDs by rolling IRAs and prior 401(k) balances into current employer’s plan
Transferring IRAs and former employer's 401(k) retirement plans into a current employer's 401(k) plan can offer a strategy for individuals facing required minimum distributions (RMDs) while still actively working. Once these retirement assets are rolled over into the current employer's...
Understanding the key elements of the SECURE Act
The SECURE Act, signed into law recently, introduces significant changes impacting retirement and tax planning starting in 2020. Here are the key provisions affecting individuals: Repeal of Traditional IRA Age Limit: Individuals can now contribute to a traditional IRA regardless...
Guest Author Lisa Zimmer: The final fiduciary rule has arrived . . . finally
The Department of Labor (DOL) on April 6, 2016, issued the highly anticipated final fiduciary rule. While the essence of the final rule remains the same as the rule proposed last year, it has been tweaked to address, or eliminate,...