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What to do if you’ve earned more than the yearly Social Security limit in the months before you retire

[1]Sometimes people younger than full retirement age retire in the middle of the year and have already earned more than the yearly earnings limit. There is a special rule that applies to earnings for one year, usually the first year of retirement. Under this rule, you can get a full Social Security benefit for any whole month you are retired, regardless of your yearly earnings.

You can still work and collect Social Security benefits [2], to a point.  To calculate how much you can collect based on your earnings, visit this page [3] or contact your ShindelRock tax professional.  [4]