As filing deadlines approach, fraudulent email activity increases. Tax season creates the perfect environment for scammers because taxpayers are already expecting messages about refunds, documentation, and deadlines. When inboxes are full of legitimate communication from accountants, payroll providers, and financial institutions, it becomes easier for deceptive emails to blend in unnoticed.
Understanding how these scams work is one of the most effective ways to protect your personal and financial information.
Why Scams Increase During Filing Season
During tax season, people regularly exchange sensitive data. Cybercriminals capitalize on this by sending emails that appear to come from the IRS, state revenue departments, or tax preparation services.
These messages often reference refund updates, rejected returns, account verification requests, or potential penalties. The goal is simple: persuade recipients to click a link, open an attachment, or provide confidential details such as Social Security numbers or bank account information. Once shared, that information can be used for identity theft or financial fraud.
How the IRS Actually Communicates
A key safeguard is knowing how the IRS initiates contact. The IRS does not begin communication through email to request personal or financial information. Initial contact is typically made by mail through official correspondence.
If you receive an unsolicited email claiming to represent the IRS and demanding immediate action, treat it with caution. Urgency is a common tactic used to pressure recipients into reacting without verifying authenticity.
Common Red Flags
Scam emails frequently include language such as:
- “Your refund is awaiting confirmation.”
- “Immediate action required to avoid penalties.”
- “Suspicious activity detected on your account.”
These messages may direct you to counterfeit websites designed to capture your information or prompt you to download malicious files.
Steps to Reduce Your Risk
Simple precautions can significantly lower your exposure:
- Do not click on links or open attachments from unfamiliar senders.
- Visit official websites by typing the address directly into your browser.
- Enable multi-factor authentication when available.
- Keep your devices and security software current.
Staying alert during tax season helps ensure that your focus remains on accurate reporting and sound financial planning, not on recovering from preventable fraud. If you are uncertain about a message, contact your ShindelRock team before responding.
