There are Strategies Beyond Deductions for Tax Savings 
It’s that time of year again — tax time! Besides working with a tax specialist to see how far you can maximize your deductions, there are other strategies that can save you money, if you plan ahead. The key is being aware of them and consulting with the right professional.
Q: Should I contribute to an HSA account?
A: If you’re enrolled in a high-deductible health plan, you may be eligible to establish a Health Savings Account (HSA). HSAs offer a trifecta of tax savings: contributions, growth, and distributions are all tax-free. If your employer offers an HSA plan, there’s a fourth benefit: contributions aren’t subject to Social Security taxes.
HSAs are also an attractive vehicle for retirement and estate-planning, since funds can grow and be used tax-free for future medical expenses.
Consult with a tax adviser to ensure you’re not missing out on the tax advantages of an HSA.